.sm-main {
  padding: 72px 0 88px;
}

.sm-frame {
  width: min(1376px, calc(100% - 40px));
  margin: 0 auto;
  padding: 56px 48px 56px;
  background: #f8f9fa;
  border-radius: 20px;
}

.sm-frame h1 {
  margin: 0 0 36px;
  font-family: var(--display);
  font-size: clamp(28px, 4vw, 48px);
  font-weight: 400;
  letter-spacing: -0.02em;
  line-height: 1.2;
  color: var(--gulf-navy);
  text-align: center;
}

.sm-panel {
  background: #fff;
  padding: 40px 40px 16px;
  border-radius: 16px;
}

.sm-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 36px 40px;
}

.sm-grid h2 {
  margin: 0 0 12px;
  font-family: var(--text);
  font-size: 20px;
  font-weight: 600;
  line-height: 1.3;
  color: var(--gulf-navy);
}

.sm-grid ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.sm-grid li {
  margin: 0 0 4px;
  /* background-color: #fcfdff; */
  padding: 4px 8px;
  border-radius: 8px;
  border: 1px dotted #ebeff3;
}

.sm-grid ul ul {
  margin: 8px 0 4px 16px;
}

.sm-grid a {
  color: #0b2a4a;
  font-size: 16px;
  line-height: 1.45;
  /* text-decoration: underline; */
  text-underline-offset: 2px;
}

.sm-grid a:hover {
  color: var(--blue-hover);
}

@media (max-width: 900px) {
  .sm-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 720px) {
  .sm-main {
    padding: 24px 0 64px;
  }

  .sm-frame {
    padding: 36px 20px 48px;
    border-radius: 24px;
  }

  .sm-panel {
    padding: 28px 20px 8px;
  }

  .sm-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
}